Can't Find an Answer to Your Question?
|
Best Credit Card Deals
Card Deals by Credit
Card Deals by Reward
Card Deals by Spendings
Prepaid & Debit Cards
Card Deals by Bank
Foreign Card Deals
Our Partners
  |
Credit Card Questions and Answers Professional answers to all your credit card questions! Your question
Resume
Note: We strongly recommend you not to use your personal or financial data such as your account number or your SSN in the text of your message.
By sending your inquiry you agree to Terms and Conditions of the site. Displaying 0 to 10 (of 28 questions)
Page: 1 of 3
User Name:
Date:charles yates January 31, 2007, 4:28 am  i have a friend that is interested in applying for some credit cards however he has no access to a computer. Is there a number to contact you and you could give him some numbers of some credit card people. Thanks!! Answer: It seems strange that your friend doesn`t have access to computer at all. If he doesn`t have PC at home he could possibly visit some of his friends or just come to any computer club or Internet center, which can be found at many public libraries, providing their services free of charge. Thus he will get access to Internet and online credit card applications to compare them and apply online for a credit card preferable. Any way, making online credit card application isn`t the only way to obtain a credit card. Your friend could consult credit specialists at any bank he trusts and choose credit card therein. User Name:
Date:Larry Blake January 31, 2007, 4:28 am I have been a victim of credit card fraud. Do you have a number that I can call to talk to someone about it? Answer: Unfortunately, credit card fraud has become a routine practice nowadays. That?s why we strongly recommend to pick up credit card offers with protection against unauthorized purchases, or 0% fraud liability guarantee, once you apply online for credit card. If you`ve lost or had your credit card stolen, you should immediately report it to your card issuer. Once you report the incident, you are no longer responsible for unauthorized charges made on your card. Also, in the US, credit card fraud can be reported to the Federal Trade Commission (FTC) and to local and regional authorities. Take into account, however, it is the standing policy of the FTC not to investigate reports where the value of fraud does not exceed $2000. Local law enforcement may or may not further investigate a credit card fraud, depending on the amount, type of fraud, and where the fraud originated from. User Name:
Date:David Swingle January 31, 2007, 4:30 am Trying to find out how to pay my bill on line.If you can please get back to me asap.Thank you David Swingle Answer: As best-rate-visa-credit-card-applications.com aims at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards, it doesn’t have any information on your bills, accounts, credit card balance amounts and any other personal info, as it is beyond out competence. Nevertheless, whether you're comfortable making purchases online with your credit card or you're still new to it, you should follow some basic tips to pay your bill online. First and foremost, you are to get in touch with your bank or credit card company and to ask them about the instructions. It’s the bank and credit card company who are responsible for it. You see, if you are already bank online, your account will automatically appear online, and you’ll be able to pay online. Besides, when you receive the approval, there must have been a web address or some other information on how to pay your bills online, if this service is available for your card. Usually you go to the bank's web site, log in at your personal page and fill out the forms. User Name:
Date:Mark L Thomas January 31, 2007, 4:34 am Please help me, I am certain I applied for a credit card thru Juniper. I don't think I ever activated this card but it probably shows up on my credit report as an account. Please let me know if you show a credit card under my name. Thanks my last four digits of the social are 95** and my zip code is 95***, mothers maiden name is Lindsey. Thanks Mark Thomas Answer: Since our web sites, best-rate-visa-credit-card-applications.com in particular, aim at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards, we do not have any information on your accounts, credit card balance amounts and any other personal info, as it is beyond out competence. In case you are not sure if there’s an account on your credit report or not, you’d better get in touch with the credit bureau. To get your credit report you should apply to one of the credit bureaus either by letter, telephone or the internet. And mind that you have a legal right to get one free credit report once a year. As far as we know, Juniper has about a good reputation as any of the large banks. Still, remember if something happens beyond your control, you should immediately get in touch with your bank or credit card company and ask them to help you. User Name:
Date:Anna Godoy January 31, 2007, 4:34 am i want to apply to rebuild my credit but i live in canada and here there are no banks tht would help me get back on my feet...need help Answer: Actually, we cater for credit card deals for Canadians, but these credit cards are intended only for people with good or excellent credit card history. If you want to rebuild your credit, you can ask your friend or relative to become your co-signer. In this respect, he or she applies online for one of our Canadian card deals, signs you up as a co-borrower and you’ll be able to pay off the credit on more beneficial terms, and accumulate credit points, but he/she is responsible for this credit as well. We can also advise you to request that the credit card company will report on your credit reports. That is one of the quickest ways to improve your credit. If you can be added as an authorized user, wait until the credit card company starts to report before applying for credit. If you don’t feel like having a credit card with a co-signer, you may apply to one of your local banks and learn about the credit cards for a bad credit history. User Name:
Date:melissa February 6, 2007, 10:11 am Can you please tell me which credit bureau chase uses? Thanks Answer: Well, the choice of the credit bureau depends on your bank's preferences, convenience of the clients and serviceability. Thus, your bank may choose a credit bureau which is in its location. To find out what credit reporting agency your bank cooperates with, you need to just call your bank or visit its official site to learn it. It may also happen that your bank works with more than one credit bureau and you do have to know which in order to check whether all of them report the same information on your credit score and the current status of your balance. Best, Manager of Immediate Credit Card Care Service User Name:
Date:katharin talton February 15, 2007, 4:24 am how to repair credit history Answer: The best way to repair credit is to deal personally with your financial institutions, including the credit bureau, and to work with them to come up with a plan to pay off your debts in a timely, yet fair, manner. Another way out is to get secured credit cards to help to reestablish your credit. So, at best-rate-visa-credit-card-applications you can compare our secured credit cards and find the best credit cards with the best terms and conditions suiting your credit score. Mind you, as soon as you choose a credit card meeting your needs, apply online to get an approval. You will have to keep a designated amount of money in an account that will be sufficient to cover your charges. But mind that you have to make payments on time. Best, Manager of Immediate Credit Card Care Service User Name:
Date:micheal February 16, 2007, 6:38 am I have one open revolving credit account in good standing. i wish to get anouther credit card for a 6month period, in an effort to build better credit. of course id like to pay as little as possiable monthly. i need the account to be revolving and if i can earn rewards that would be nice, but not necisarry. what cards are recomended for my needs? Answer: If your credit rating allows you the best choice you could do is to apply for one of low interest credit cards. These cards require the lowest rates, saving your money enormously. Choosing between low rate credit cards you can select 0% intro APR card with 0% APR within grace period or to sort out one of credit cards with fixed low rates for life. Compare credit cards stepwise and decide, what low interest credit card will save you more money and apply for it online! Many of low interest credit cards offer rewards you're dreaming of. Thus, drawing credit card comparison, take into consideration the bonuses a credit card can offer you. Best, Manager of Immediate Credit Card Care Service User Name:
Date:Margarita Towns March 7, 2007, 5:32 am I want to make a payment but do not see how to register to make a payment only info about cards. Thank you. Answer: If you want to make a credit card payment online, you should go to the official site of your bank. For that you can also use our site: find the credit card of the bank you are working with and click the link "Apply" to be directed to the official site of the bank. Use the links there and find the registration page, fill out the given form and after submitting your registration, you will be able to make payments and some other transactions with your credit card. Paying online is safe nowadays, as banks use security systems to protect the personal information of the customers. User Name:
Date:melissa garland March 14, 2007, 4:49 am I have 2 $5 cards that I can\'t use I\'ve tried 2 different stations and they will not work. They tried to scan them and then tried entering the pin# and still didn\'t work. I have not used them and when I call the 800 # it says the balance is still $5 each. How do I use them or get a refund? Answer: The most evident reason for these faults with your credit cards is that their service life has expired. However this doesn’t mean that your money’s lost. The first step you should make is to contact your credit cards’ issuer. For this you can use toll-free phone number of customer service, provided on credit cards’ backs. Feel free to contact credit card customer service, while they’re interested in you as a client and will try to solve any problem arising. You can also consult your credit card issuer about refunding. Nowadays credit card companies compete fiercely for every consumer, therefore your problem is sure to be settled. |
