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Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon
click here
Miles
Cash
Points
Charity
About:

  • 0% Intro APR on Purchases for up to 12 months.
  • 3.99% fixed APR for the first 12 months on Balance Transfers.
  • No Annual Fee.
  • Automatic Rewards.
  • Flexibility to pay over time.
  • User-friendly credit report and score.
  • American Express World-Class Customer Service.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
Up to
12 months
Ongoing APR:
as low as
13.49%
Default APR:
see terms
Minimum Grace Period:
31 days
Minimum Finance
Charge:
see terms
Balance Transfers:
Introductory APR:
3.99%
Introductory Period:
12 months
Ongoing APR:
as low as
13.49%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
see terms
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
n/a
Fee Rate:
0%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
see terms
Fee Rate:
see terms
Maximum:
see terms
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
see terms
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